Service

Self Employed Home Loans

Flexible home loans
for the self-employed

Securing finance as a self-employed individual can feel daunting - but it doesn’t have to be. At Financial Engineers, we specialise in providing tailored loan solutions for self-employed Australians.

Self Employed Home Loans

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Flexible

Flexible loan options for unique circumstances

We understand the challenges faced by self-employed borrowers, from fluctuating income to the complexity of financial documentation. Our experienced mortgage brokers work closely with lenders who offer specialised self-employed loan products, including low-documentation and alternative income verification options. Whether you’re newly self-employed or have been running your own business for years, we’ll guide you to a loan structure tailored to your financial situation.

Expert Guidance

A stress-free lending experience

Navigating the paperwork and requirements for self-employed home loans can be complex, but you don’t have to do it alone. Our specialists handle the entire application process for you, clearly communicating with lenders and ensuring all documentation accurately represents your financial strengths. At Financial Engineers, we take the stress out of obtaining your loan, allowing you to focus on your business and your future.

How

Loans made easy.

Here's how we do it:

1 Grab a coffee together and chat about your goals.

Grab a coffee together and chat about your goals.

2 We get to work tailoring your options.

We get to work tailoring your options.

3 We do the heavy lifting and handle lodgement time.

We do the heavy lifting and handle lodgement time.

4 Approval of the loan and time to celebrate!

Approval of the loan and time to celebrate!

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Our Process
F.A.Q

Got more Questions?

We get asked these a lot...

Can I borrow 100% of the property price?

Short answer, yes it is possible if you have enough equity in another property you own, or you have family members who have equity in a property that they’re willing to give you access to.

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Why use a Mortgage Broker if I can go to a bank?

If you needed your car repaired you’d go to your local mechanic or try to call around to find one that thinks they could solve your issue. You’d take the time to drive there, hope they can find the problem, and then you’d hope it isn’t going to cost you more than it should. If they can’t fix it then you have to find another mechanic and start the process all over and still be unsure whether you're over-paying.

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How do Mortgage Brokers get paid?

Good question! In most cases there's absolutely no out-of-pocket expense for our services as we can charge an origination fee to the lender that you choose to go with after your loan is settled.

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Testimonials

Our clients love us! Here's what they said...